Management Team
Greg Cathcart
Group CEO,
Head of Credit
GradDipBus (Finance), F Fin
Greg is a Fiji citizen with over 40 years’ experience as a finance executive in several geographies including Australia, New Zealand, Fiji, Papua New Guinea, Indonesia, Kuwait, and Bahrain. He has a record of successfully delivering performance outcomes, onboarding and managing large multi-partnered deals, launching and managing retail deposit and loan products, and negotiating and managing wholesale funding facilities. Greg has previously held senior and executive positions with listed entities and major corporates abroad.
These include Executive Director and Chief Executive Officer of Pacific Retail Finance Group (a division of NZX-listed PRG, later sold to NYSE-listed GE), Head of Business Development & Support at Australian Guarantee Corporation (a division of ASX-listed Westpac) and Group Credit Manager at NZX-listed Fisher & Paykel Finance (later sold to ASX-listed FXL).
Greg has a Post Graduate Diploma in Business with a Finance major from the Business School at Auckland University, New Zealand, and is a Fellow of the Financial Services Institute of Australasia (FINSIA). He was elected Chairman of the Finance Companies Association, the professional industry body for Licensed Credit Institutions in Fiji, in 2016 and 2020. He also served previously on the Accounting, Law and Finance Committee at Unitec in Auckland, New Zealand for seven years until 2006.
David Oliver
Group CFO
Head of Treasury, &
Head of Risk
BA(Hons)Econ, GradDip
App Fin & Inv., F Fin, FRM
David is a Fiji citizen with over 30 years of investment banking experience in New Zealand, Fiji, and the Pacific. He is highly experienced in financial risk management, evaluating business feasibility, acquisition, divestiture, valuation, due diligence and financing transactions. David was previously Manager, Corporate Advisory at Macquarie Bank in New Zealand. Prior to that, he managed the Department of Public Enterprises in Fiji, where he oversaw the development and implementation of Fiji’s public enterprise reform programme. He has extensive experience as a business and economic analyst, having previously filled this role at Telecom New Zealand, New Zealand Treasury and Shell Oil (NZ).
David holds a Bachelor of Arts (First Class Honours) in Economics from Victoria University of Wellington, New Zealand and is a Fellow of the Financial Services Institute of Australasia (FINSIA), having completed the Graduate Diploma in Applied Finance & Investment. He is a member of the Global Association of Risk Professionals (GARP) and is certified with the Financial Risk Manager (FRM) designation. He is licensed by the RBF as an Investment Adviser and Broker Dealer Representative.
Phillip Lacey
Group Head of Products and Lending
Phillip is a Fiji Citizen with over 30 years of financial services experience, specialising in relationship-managed sales in direct and intermediary channels. He was previously General Manager of NYSE-listed GE Capital’s NZ Mortgage business and ran credit, collections, and loss-recoveries functions for Pacific Retail Finance. He also served as Head of Collections for AGC Finance (owned by Westpac Bank) managing a human resource of 60 employees.
Phillip assisted with establishing Simply Insurance for Pacific Retail Finance, which achieved a maiden NPBT of NZ$8.9m in its first full year of operations. At PRF, he conducted a risk analysis of Direct Channel products and processes and detailed process approval of all distribution collateral including TV campaigns, radio, direct mail, and print media. Phil also ran and owned a three-branch Wizard Home Loans franchise, writing loans of NZ$96m, and won Wizard Home Loans performance awards in multiple years.
Lemalu Rasalama Tiavo
Group Head of Distribution and Executive Director
BCom (Mktg, ER & Ops Mgmt)
Lemalu Rasalama Tiavo was born in Samoa and as a Samoan citizen she brings over 20 years' experience as a Commercial Director and Leader. Her background spans commercial strategy, corporate partnerships, consulting, advisory, multi-year deals, business improvement, and commercial modelling across sectors including healthcare, accounting, consulting, government, and not-for-profit, in New Zealand, Australia, Samoa, Fiji and PNG. Lemalu previously held leadership roles including Commercial Strategy Associate Director at Deloitte Australia along with a wealth of experience with State roles in VIC, TAS, SA, & NT at Victorian Chamber of Commerce and Industry (VECCI) under the Australia Chamber of Commerce and Industry (ACCI), Roy Morgan Research, Pacific Islands Trade & Investment Commission (PT&I), and Westpac New Zealand.
Lemalu has a Bachelor of Commerce from The University of Auckland, and moved from Melbourne, Australia to take up her current role as our Group Head of Distribution in Fiji and Samoa, Marketing Executive in Fiji and Samoa, and Executive Director in Samoa. Lemalu brings extensive experience with building and leading successful teams, change management, and delivering sustainable business growth. Beyond her professional roles, Lemalu played a key role in Deloitte's Race and Culture Action Plan, co-founded and was the Lead for Deloitte's Pacific Community AU & PNG, and was the first ever Pacific Islander to complete the Victorian Government's Women of Colour Executive Leadership Program. Reflecting her passion for building successful teams and supporting diverse voices that foster an inclusive culture for greater impact across the Pacific region.
Jason Nili
Group Head of Insurance
BSc (Hons), Bus&Fin, Spec Dip Fin Plan, Spec Dip Gen Ins, Snr Assoc CIP
Jason, a dual British and Australian citizen, has over 28 years of global experience in financial services, based in the UK, mainland Europe, Australia and Fiji, covering Asia Pacific, South Pacific and US as part of his extended roles. He has been a prominent figure in the sector since 1996, with a specialized focus on general insurance since 2011. Jason returned to Fiji in 2023 after serving three years as General Manager for South Australia at WTW (Willis Towers Watson), where he was a key member of the Australasian Leadership Team. Previously, he was the Country Manager at Insurance Holdings (Pacific) Ltd and the Chief Executive Officer of Capital Insurance during his first tenure in Fiji. Additionally, he managed operations in New South Wales and Queensland for a niche insurer in Australia.
His extensive experience includes close collaboration with regulators across the South Pacific and representing Fiji on various councils, such as the Insurance Council, Insurance Task Force, Disaster Risk Council, and Financial & Professional Services Councils. Jason has been instrumental in developing multiple microinsurance products, working with United Nations organizations and the World & Asia Development Banks, and establishing claims facilitation services for the Accident & Compensation Commission of Fiji. Jason earned his degree in Business & Finance from Manchester Metropolitan University in the UK. He also holds Specialty Diplomas in Financial Planning and General Insurance from the UK and Australia and is a Senior Associate, CIP, with ANZIIF.
James Solofa Sepuloni
Group Head of Operations
James is a New Zealand citizen of Samoan descent with more than 25 years' experience in the financial services industry. Throughout his career, he has held a range of leadership positions spanning branch management, regional leadership, and operational transformation with extensive expertise in portfolio management, consumer lending, credit risk, business performance and organisational development.
James previously worked for Thorn Financial Services in New Zealand, where in 2015 he was selected to establish Thorn Financial Services' first consumer lending branch. He developed the operational model for the pilot store, which achieved 134% of its EBIT target in its inaugural year. The success of the pilot led to the operating model being adopted as the blueprint for Thorn Financial Services' future consumer lending branches. James later received multiple branch performance awards before being appointed Regional Manager for New Zealand's Upper North Island, with responsibility for eight branches and a loan portfolio exceeding NZ$150 million.