Home Loans

Need a loan? Kontiki Finance Limited can help

Whether you are in the market for a personal loan for a new or used car, a business vehicle, an overseas trip, or maybe you simply need a bit more cash to make something happen, a loan from Kontiki Finance Limited can help make it happen.


Learn about our different loan types, check if you are eligible for a loan with our Quick Checker, complete your full loan application or chat to one of our friendly loan experts and discuss your needs and a repayment plan that suits your lifestyle and budget. 


We work hard to have efficient processing times and speedy loan approvals so that you can access your loan faster.


For all of our loans, we offer transparency. Meaning that there are no changes, no surprises, no hidden fees. So you can stay in control with an interest rate and repayment amount that doesn’t change – they’re fixed for the life of the loan, so you’ll always know exactly what your repayments will be.


With Kontiki Finance loans you get:

  • Efficient processing and speedy loan approval in most instances
  • Fixed repayments for the life of the loan
  • Insurance Cover arranged on your behalf for the term of the loan
  • Debt consolidation or refinancing opportunity

A secured personal loan is a loan that is secured or made against an asset that you already have, like cash, a car, a business or a home. Basically, you offer an asset as security for the loan.


An unsecured personal loan does not require an asset or other form of security, instead, your income, credit history, credit rating, and other factors are reviewed to ensure you can meet the repayments.


Thinking about buying a new or used vehicle? Whether a car, ute, van, or truck we can fund your purchase.


When life’s a bit more expensive than usual we may be able to offer a loan to help make things a little easier. We provide a range of loans, credit contracts, and hire purchase agreements for whatever life throws at you at home or in business.

So talk to us if you need a loan to help fund an event like a wedding, or to assist in the unfortunate event of a funeral, or perhaps you need to access a loan to expand or upgrade your home or to help grow your business.

We are here to help, chat with us, or give us a call to discuss your needs. We’ll work something out.


Need a hand to manage multiple debts? Talk to us about refinancing.

With a Kontiki Finance credit contract for Debt Consolidation, you can now get your finances under control by refinancing and rolling your debts into a single easy-to-manage loan.

What are the Loan Fees & Charges?

Description Fee
Establishment Fee
This is a one-off fee for establishing your loan account. We do not charge you this fee
Early Termination Fee
Applied if your loan is paid in full before the end of the loan term
Charge a maximum of

30 days interest

Protecting you and your loans

With a loan from Kontiki Finance Limited, you get extra protection with our Loan Protection Insurance. This means that if an unfortunate incident occurs that the insurance will cover your repayments, and in some cases, it may even pay out the total loan.


So should you be made redundant, permanently injured, or in the very unfortunate incident of your death then you don’t have to worry about leaving debt to your family, instead, the Loan Protection Insurance will step in and help.


Loan Protection Insurance is required on all loans from Kontiki Finance Limited, the insurance is underwritten by Platinum Insurance.


The cost of the Loan Protection Insurance will be outlined in your loan documentation.


Want more detail? 

You can refer to our disclosure statement and fees and charges here

Welcome to Kontiki Finance Ltd

Sunday, 04 June 2023, 00:03 AM

L4, Tappoo City
Thomson Street


M-W 8:30am-5pm
T-F 8:30am-7pm
Sat 9am-6pm
Sun 11am-5pm