Business Loans

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Need a loan to help your Business along?

A Business Loan may be just what you need to help grow your business. At Kontiki Finance Limited we provide Business Loans for a variety of purposes. So whether you are a small business looking to grow, or an ambitious mid-size business, we’d love to talk to you about your needs and goals.


We work with you to find the solution for your business

When it comes to accessing finance for your business, our team will work with you to determine how best to structure your Business Loan. Our one-on-one approach means that we take the time to understand your business, its challenges and most importantly, the opportunities that await you.


Talk to us to see how we can help you fulfill your next business dream. At Kontiki Finance Limited, we can help your business move forward with lending that works for you.


Common business loans are to help:

  • Fund equipment purchases
  • Fund business vehicle purchases
  • Fund the expansion with a loan or finance
  • Refinancing


How does a Business Loan differ from a Personal Loan?

We get it, sometimes it’s hard to pick the right loan for your business. So, let’s look at the difference between Personal Loans and Small Business Loans.


Personal Loans are usually guaranteed using your personal credit history or an asset that you personally own. Usually, Personal Loans are used for personal purchases, on the other hand, Business Loans are meant to fund business-related purchases.


How does a Business Loan work?

First, we will meet with you to discuss your business needs. If it’s determined that a Business Loan is right for your situation, then we will work with you to structure a loan that will help you fulfill your business needs.


Usually, when you take out a Small Business term loan you will get access to a lump sum that you’ll pay back at a fixed interest rate with regular repayments for a pre-agreed term.


Generally, Business Loans are used to fund a specific investment for a small or medium business.


Protecting you and your Loans

With a loan from Kontiki Finance Limited, you get extra protection with our Loan Protection Insurance. This means that if an unfortunate incident occurs, the insurance will cover your repayments and in some cases, it may even pay out the total loan.


So should you be made redundant, permanently injured, or in the very unfortunate incident of your death then you don’t have to worry about leaving debt to your family, instead, the Loan Protection Insurance will step in and help.


Loan Protection Insurance is required on all loans from Kontiki Finance Limited, the insurance is underwritten by Platinum Insurance.


The cost of the Loan Protection Insurance will be outlined in your loan documentation.


Want to learn more?

Our team of Business Loan Experts is on hand and ready to help.

Welcome to Kontiki Finance Ltd

Sunday, 24 September 2023, 07:24 AM

L4, Tappoo City
Thomson Street


M-W 8:30am-5pm
T-F 8:30am-7pm
Sat 9am-6pm
Sun 11am-5pm